The Top 5 Ways to Avoid Spending Mistakes
Spending comes in four sizes: small—that gourmet cup of coffee, medium—a new purse, large—new furniture, and extra large—that kitchen re-do. No matter what spending size you “wear” most often, you can...
View Article5 Hidden Costs of Working Outside the Home
My friend Angie showed me the math one day, and I couldn’t believe it. When she deducts daycare and other work-related expenses from her take-home pay, she’s left with just a couple of hundred bucks...
View ArticleYour Family Financial Policy
If you think about it, every family has a financial policy, written or unwritten, even if it’s a policy to live in chaos and make it up as they go along. Yet every family needs a well-conceived...
View ArticleMoney: Teaching Kids about Money
Do your kids think money grows on trees? Before your kids are gainfully employed, it may not seem vital to teach them about money. But, all you have to do is think about how our society seems to...
View Article8 Ways to Stop Fighting with Your Husband about Money
Finances are consistently fingered as the # 1 cause for friction in marriage. We all know that, right? But here’s the kicker. Problems aren’t caused by lack of money so much as lack of respectful...
View ArticleTax Free Weekend Chart
Use this Tax Free Weekend tool for doing tax-free shopping, this list includes dates for tax-free back-to-school shopping. STATE DATE RESTRICTIONS Clothing Footwear Books School Supplies Computers...
View Article5 Hidden Benefits of Financial Stability
Many of the benefits of getting your financial house in order are obvious. But there are some lesser-known reasons to get it together in the money department you may have overlooked… 1. Less stress and...
View ArticleHow to Talk to Your Child About Family Financial Difficulties
In recent years, we’ve learned that almost no family is immune from financial difficulties. We live in a global economy where things can change overnight—jobs are lost, prices rise and adjustments must...
View ArticleHow Do You Save Money?
How do you save money, and what are you saving for? You probably have a list of typical, sound financial goals: owning a home, helping your children get a great education, and saving enough for a...
View ArticleDave Ramsey Gives His Top 5 Money Tips for Kids
Dave Ramsey has great money tips for adults and he also has great money tips for kids. In fact, as I’ve looked over the book he wrote with his daughter, Rachel, I’ve noted some great ideas—have your...
View ArticleMoney Smart: It’s a Family Affair
The start of a new year is a perfect time to refocus your efforts in key life areas such as your financial health. It’s a natural starting point for creating a budget if you don’t already use one. Or...
View ArticleHow to Be the Best Household CFO
Here’s how I realized I was the household CFO (Chief Financial Officer) for my family… It dawned on me that I do most of the buying at my house: I buy the groceries, I shop for the children’s clothes,...
View ArticleParenting Economics 101
In the book Financial Parenting: Showing Your Kids that Money Matters, authors Larry Burkett and Rick Osborne share seven rules for “Parenting Economics 101.” The following tips will help you develop a...
View Article5 Things to Know When Buying Term Life Insurance
“There are worse things in life than death. Have you ever spent an evening with an insurance salesman?” – Woody Allen. That’s just a lighthearted poke at one of the most important family decisions we...
View ArticleDave Ramsey: Working Toward Financial Security Together
If a husband or wife has bought into this idea of getting on a plan and out of debt, and the other hasn’t, trouble could be lurking in that marriage. Here are some suggestions for talking to your other...
View Article5 Ways to Make School Lunches for Less
If your child is thumbs-down on the school cafeteria, you have approximately 180 lunches to pack this school year. And that’s with one child. Multiplied by the 2.5 most families have, you’re looking...
View Article5 Hidden Costs of Being a Stay-at-Home Mom
Lots of women choose to forgo or leave a career to be at home with their children full time. We do this realizing that we’re giving up potential income. But there are other, sneaky ways that staying at...
View Article6 Last-Minute Holiday Time and Money Savers
Where did all of the money go? Where did all of the time go? Help! Even when you budget and plan, holiday spending has a way of getting out of hand. If you find yourself halfway through your...
View ArticleDave Ramsey’s Top 10 Christmas Shopping Mistakes
By: Dave Ramsey We’ve all paid the “stupid tax,” making costly decisions with zeros on the end. And a lot of those decisions happen when we’re caught up in the emotion of the Christmas season and...
View Article1 Thing You Must Do to Get the Really Good Deals
Okay, so you’re clipping coupons, you’re eating out less and you’re buying fewer new clothes. What else can you do to save some bucks? Financial guru Dave Ramsey says there is 1 thing you can do to...
View Article10 Mindless Ways to Waste Money
The other night my 8 year old son said, “I think people could live without money.” He went on to talk about how he could pick berries to eat and catch fish. If only it were that easy! With the cost...
View Article3 Ways to Save on Your Grocery Bill
You’re at the grocery store check-out watching your total get higher and higher… $50.89… $79.08… $120.19. It’s enough to make you lose your appetite and almost put back that bag of Mint Milanos! Well,...
View Article5 Great Ways to Save
In this economy, we all need to watch every dime. So without a lot of introduction, or effort on your part, here are iMOM’s top ways to save. But you shouldn’t be the only one in your family learning...
View Article8 Financial Pitfalls for the Single Parent
Do you know what some of the most common financial pitfalls are for single parents? In The Financial Guide for Single Parents Workbook, Larry Burkett warns single parents of the traps to look out for...
View Article50 Ways to Save Money
Summertime can be spending time. Just yesterday I took my son and four other kids to Chuck E. Cheese. Whew! That big mouse ate a good chunk of change. As I heard each token clanging into the cup I...
View Article9 Unexpected Financial Biggies You Need to Be Prepared For
It’s like Murphy’s Law: just when you think you’ve got your finances in order and a little extra cash in the bank—boom. An unexpected expense wreaks havoc on your bottom line. Help protect your family...
View Article9 Ways to Save Hundreds a Month
In these challenging economic times, how can we set our spending priorities? First, value people more than things. Are you trying to decide between buying a piece of furniture or taking a trip? Take...
View ArticleDave Ramsey on Kids, Chores and Money
Let parents bequeath to their children not riches, but the spirit of reverence. – Plato Plato said it well. Parents are not just responsible for providing food, clothing, and shelter for their kids....
View ArticleDave Ramsey’s 7 Debt Reduction Baby Steps
1. Save $1,000. The first step is to pay the minimum on everything until you get $1,000 in savings. Go crazy and plan to get this money within the first month. This savings is the first level of...
View ArticleDave Ramsey’s Secret to Saving Money
Saving money is not a matter of math. You will not save money when you get that next raise. You will not save money when that car is paid off. You will not save money when the kids are grown.< You...
View ArticleEasy College Saving Tips
How to Make It Easier to Save 1. Save early and often. Start saving the day the baby is born, if not earlier, and save as often as you can. The sooner you start, the more you can take advantage of...
View ArticlePay Your Kids to Work
Sometimes, kids want more money than their allowance (you) provides. So instead of being the line of credit when their cash runs out let them earn money by doing jobs at home that you’d have to pay...
View Article4 Steps to Financial Harmony
1. Talk to each other To correct the situation you need to face the facts – together. If things get too heated when you try to talk, admit that you need to have a third party involved. Choose a...
View ArticleGet Out of Debt with the Debt Snowball Plan
In this article, financial expert, Dave Ramsey, explains how the debt snowball approach to getting out of debt works. Myth: I should pay off the debt with the highest interest rate first to get out of...
View ArticleHow to Budget an Irregular Income
If you’re among the many Americans who are self-employed or working on commission, your somewhat unpredictable income makes it tough to create a budget. But that doesn’t mean you don’t need one! No...
View ArticleMom’s Money Savers
In these trying times, it’s important to save every penny you can. Sometimes, that doesn’t mean going without things that you want. It just means being smarter about how you acquire them. 1. Movie...
View ArticleIt’s All in the Budget
Learning how to budget is actually pretty simple. Budgeting simply means making sure that your expenses don’t exceed your net income. If you don’t know where your money is going, then it’s impossible...
View ArticleSaving Strategies
5% Rule Take 5% of every paycheck and put it into a money market account. Setting up a separate account will force you to think twice before using that money. Money market accounts make several...
View ArticleThe Truth About Budgeting
Believe it or not, even in this economy, sales of luxury items are up: A $9,000 Chanel coat is on back order. $700 Christian Louboutin shoes are flying off the shelf. And both BMW and Mercedes are...
View ArticleBeing Generous with a Small Income
Do you wish you could be more generous? Many people find it hard to be generous while living paycheck to paycheck; but, surprisingly, there are plenty of creative ideas and simple ways you can give....
View Article4 Ways to Trim Your Family’s Financial Fat
Take a moment this month to review your last bank statement. See if you have everything captured in your budget. Were you sure to add in any additional costs for birthdays, vet visits, haircuts, oil...
View Article5 Secrets For Grocery Shopping on a Budget
One of the biggest expenses our family has is our grocery budget. We’re a family of six, and my kiddos are home all day because they are homeschooled. Three of our four kids are boys so you can imagine...
View Article3 Simple Financial Decisions You Can Take Action On This Week
A friend of mine’s husband was recently diagnosed with cancer. He has no life insurance. They have two sons, one in college and one in high school. I’m hoping he will beat his cancer and have many...
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The Biggest Money Mistake I Made as a Mom
Money is the last thing I want to think about if my child needs something. Looking back at how I spent money, it is clear I wasn’t thinking. I did not go crazy and send us into debt, nor was I selfish...
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